The best loan is also the right loan for your situation. And, it is best found when The Mortgage Maven works closely with you and your realtor. Are you looking for a team player?
After two years of working closely together with Ellen, The Mortgage Maven, satisfying a variety of clients with the best loans and smoothest service, I thought Ellen had finally met her match! Here was a couple — 1st time homebuyers, self-employed, very little credit and poor credit at that, who were just coming out of bankruptcy. They had found the condo of their dreams, but at the very last minute, the bank rejected their loan. Fortunately, Ellen had a contingency plan that included several back-up banks waiting in the wings. The couple was able to buy their condo with a zero-down loan that actually was at a better rate than the original rate. The client was thrilled and we looked like heroes! —Wendy Pierro, Coldwell Banker Premier Agent
Do you want to shop 147 mortgage banks for your loan? Take a deep breath; sit back, and relaaaax! I’ll find the right loan for your situation at the best possible rate sooner than you can say, "I need to close on this house in 3 days!" ...well, at least sooner than you can!
"We knew our non-permanent alien status might be an issue with the U.S. banks, but we really wanted to buy the $1.5 million property we’d fallen in love with in Cardiff. We had no U.S. credit so the banks had trouble validating our credit history, but the Mortgage Maven knows where to shop! Ellen called on many lenders and didn’t take “no” for an answer. She found the lender and we got our house. Thank you!" — Overseas Couple
Being an independent mortgage consultant has its benefits! Not only am I free to locate the best loan for you—wherever that may be—I also get to meet you when and where it’s convenient for you.
"I prefer to do business with people I’ve personally met, eyeball to eyeball. With me living in Riverside County and Ellen being in San Diego County, I thought this might have been a problem, especially with the market being so busy. Ellen listened and understood. We agreed to meet half way in Temecula, and I am so glad we did! The Mortgage Maven not only knows her stuff, she also knows her clients!" — Amelia, Riverside
Always "just a phone call away" ...or, at the very least, your call will be returned within 24 hours. This is more than just a clichÈ. It is my client service MMM (Mortgage Maven Mantra)!
"Talk about service! I bought a house and needed the loan to close within three weeks! To complicate matters, I got married and honeymooned on an island during those three weeks! Ellen made herself available through time zone differences and honeymoon priorities to get us the loan on time so we were able to move into our new home as husband and wife upon our return to town." — David,Santa Cruz
